As I try to find more ways to save money while I pay off debt, I’ve had to be more creative. Once you’ve done all the basic things, like tracking spending, creating a budget, and cutting the extras, it becomes difficult to find more money for debt repayments.
This is when people often look at getting a second job or side hustle.
I’ve already got a full time job, a second (part-time) job, a home business, and some freelance blogging side hustles, so time is a limited commodity. But I’m still constantly looking for ways to increase my income or reduce expenses, while still having some fun.
Fortunately, I’ve found a couple skills that can help me save and put more of my money toward debt.
Sewing used to be a basic skill that nearly every woman learned from her mother. Women used to make the majority of clothing and cloth household items rather than buying them. These days, it can be hard to think of sewing as a money saving activity. The price of fabric, along with the necessary tools and equipment can put a lot of people off of sewing. If you are just beginning, sewing can also be a time intensive and tedious task. But, I’ve found it very lucrative as well.
Being able to repair my clothing and many household goods has saved me quite a bit of money over the years. I’ve also learned to repurpose many items after I thought I’d already gotten the “goody” out of them.
I’m don’t shop much these days since my mission is to pay off debt and declutter my life, but when I do, I take time to look at the construction of the clothing. If it doesn’t fit quite right, is it something I can easily tailor to fit my body properly? I even scour sale racks and occasionally buy something a size bigger than what I wear if it is a good deal and something I can alter.
Gardening is another task that can save you quite a bit of money over time. I did not grow up in a family that gardens, so I have my work cut out for me when it comes to learning about gardening.
I bought my house in 2012 and since then, I’ve been wanting to get a garden going, but so far I’ve had more important household repairs and projects to complete. Now that the most pressing things are taken care of, I hope to put in my first backyard garden next Spring.
Obviously, gardening will cut back on your grocery bill, but it can also cut down on your household waste, which is beneficial if you pay per trash pickup like I do. By cutting down my trash pickup from weekly to bi-weekly, my trash pickup bill will be halved. I hope to accomplish this by composting as much garbage as possible in my garden.
There are many other skills you can acquire to help cut down on your expenses too, but these two are the ones that fit into my current lifestyle.
What skills do you use to save cash?
Image via Flickr by pdbreen