But there are actually some simple things you can do to increase the amount you save every month, without down-grading your lifestyle.
Sound too good to be true? Here are 3 simple things I do to save more money each month without giving up anything from my lifestyle.
Roll-Over Your Change
I’m sure you’ve heard of roll-over plans for things like your cell phone minutes and data, and maybe for other services you subscribe to each month. But did you know that some bank accounts will automatically roll-over your change from your checking to your savings account each time you pay with your debit card? Mine does!
Sometimes I hate how long this feature makes my monthly statement appear, but rolling my change over into my savings account each time I pay with my debit card allows me to save between $5-10 extra each month in my emergency fund.
Here’s how it works. If I buy gas for my car and my total comes to $29.50, the other $.50 to get to the next dollar is automatically rolled into my savings account my bank. That’s it! I don’t have to do a thing.
Use Less Product
We are almost all guilty of using more of some things than we actually need. For instance, I used to use way too much shampoo in the shower. I have short hair so I really don’t need much at all. By using a little less product, I’m saving money because I won’t have to replace my stuff as often and it’s also good for the environment!
Next time you get ready to pour something like shampoo in your hand, condiments on your food, or detergent in your washing machine, slow down and make sure you are not using more than you need.
Shut it Down
I used to be notorious for leaving lights on when I wasn’t in a room, or walking away and leaving the TV on after my show was over. My parents used to always nag me about this when I was growing up. Then when I first lived on my own, I saw the difference that turning things off when they weren’t in use could have on my energy bills. Ever since then I’ve become very good at remembering to turn things off when I’m not using them, almost to the point that I consciously cut my usage shorter (if possible) to help save a little more money.
Because I’m living on a pretty strict budget, there are lots of things I don’t have in my current lifestyle, but that doesn’t mean I can’t still look for more ways to save money. The best thing about these 3 ways is that they don’t have any effect on my lifestyle and they are still great ways to save more money.
What are some other ways you save money?