One thing I’ve always wanted to do was attend a week long yoga retreat in a tropical spot. I love yoga and I love the thought of going to an awesome, tropical location to spend a week relaxing and recovering from life in general. Two things have always stopped me from doing this: 1. money 2. fear of going alone.
Since I travel full time for my job, alone most of the time, #2 is no longer a fear. It really isn’t a big deal for me to hop on a plane and fly somewhere and figure out how to get along on my own. Now trust me, this didn’t come easy. It came from lots of practice and being able to just let go and trust myself that I could do it!
Now the money is a different issue. There was always something else that came up that made the idea of going on a week long trip seem impossible. Until now… I’ve booked my yoga retreat for February 2013 in Jamaica. Let me tell you how I found the money to do it.
Before I tell you how I am saving (painlessly I might add) for this retreat, I want to tell you about where I’m going. I chose my yoga retreat in Jamaica through Yoga Retreats International. Here’s why I picked this retreat:
- I have never been to Jamaica before
- Many of the other trips were in locations I had already been (like Costa Rica or other Central American countries)
- I needed the trip to be out far enough so that I had plenty of time to save
- I wanted a week long trip that was private but also had the opportunity for some fun excursions
- 7 nights accommodations at Bromley Retreat Center, Jamaica.
- 3 healthy and nutritious meals daily.
- Full use of retreat center including all yoga classes offered by Maxine.
- Return airport transportation.
- All applicable taxes.
- 3-4 local excursions.
For a total cost of $1,210 (because I booked early). This cost does not include the flight, but I’ll tell you how I did that too.
Saving to travel
The real secret to being able to save for something like this is two things 1. Save small amounts consistently until you have met your goal and 2. Put any unexpected funds you get towards saving for your goal. I am using ImpulseSave to save and track my savings goals for this trip. It’s a wonderful tool and I highly recommend it! You can even see my ImpulseSaves on the widget on the right hand side of this page!
Ok so here is how I’m saving painlessly for this trip:
The total trip cost is $1,210 of which a 25% deposit was required up front (or $302.50). I already had a travel savings account through ING which contained the $300 so I used that for the downpayment. That leaves me with a total of $907.50 to fund the trip.
Next, I received the following amounts of money so far (unexpectely) that I have put towards this trip:
- $42 from the Reebok Easy Tone shoe settlement (rounding up)
- $30 from training to be an election judge (I will be a judge in the Nov 12 elections)
- $73 from the stuff I sold on a yardsale my mom and aunt had
Total cash (so far) that I randomly received: $145. I just saved $145 for this trip painlessly. That takes my total owed on this trip to $762.50.
I already save $5 a week to ImpulseSave in this travel account (and I’ve randomly ImpulseSaved some other odd amounts here and there) so in addition to the $145, I have another $77.10 in the account. This takes my total owed on the trip down to $685.40.
I had another savings goal with ImpulseSave that I will no longer use, so I will use those funds (89.03) towards this goal. That takes my total amount owed to $596.37.
As I mentioned, I will be an election judge in November and I will get paid $100 which I will put towards this goal. That takes my total amount owed to $496.37.
When I get these extra funds (i.e. the yardsale money, election judge money, etc), I don’t question what I’m going to do with them. I simply ImpulseSave the amount immediately. No questions asked. That way I don’t go spend it on something later I won’t have to show for it. I save it. And I’m done!
As I also mentioned, I ImpulseSave $5 a week to this trip. The remaining trip money is due mid December so there are 17 weeks where I will save the $5 or $85 total. This takes my trip total down to $411.37.
At this point, I don’t have any other “extra” money that I expect to come in so that leaves me with coming up with $411.37 by mid December 2012. I’m paid once a month and I have 4 paychecks left to come up with the $411.37. So that means I will put $100 a month in my ImpulseSave account and then owe $11.37 by mid December.
$11.37 is a lot easier to come up with than $1,210, don’t you think?
I realize this scenario might not work for everyone. Some of you will say that $100 a month for 4 months is still too much to come up with. Ok, if that is the case for you in a scenario like this, then choose a trip that is later in the year. I just happened to pick February because it worked for me. It can work for you if you take the time to plan and break down one large goal.
Let me say this again: It can work for you too. Take the time to plan and break down your goals to get what you want.
As I mentioned, the travel was not included with this and I did get lucky with this. Since I travel every week and it’s not easy travel (I do not have a direct flight), I get a lot of points with Southwest. Southwest and AirTran recently merged so I was able to transfer some old Southwest Credits and use some of my current Southwest credits to pay for the flight. The only thing I had to pay for was the taxes and I bought the trip insurance, just in case.
Yes, I happened to be lucky in this instance but again, don’t let something like this stop you! Just plan your trip (or whatever your bucket list item is) with enough time for you to save!
That’s all there is to it.
Pictures of the Retreat Location
I’m really excited to go on this trip. Just in case your curious, here are some pictures of the retreat location:
So what’s on your bucket list that you think you can’t do? Leave me a comment and let me know how you plan to do it!