Budgeting can be overwhelming, but let’s break it down to one basic idea.
Spend less than you earn.
That’s really it! If you can do that each month, you will be able to reach your financial goals monthly after month. Think of your budget as the roadmap that will help you get there.
If you are new to budgeting, here is a list of resources to get you started:
- Financial Calculators
- Personal Finance Resource Library
- Funny take on spending too much money
- More personal finance information (Including downloadable budget worksheets, spending logs, etc)
- More budget resources and tools
- Budget and goals calculator
- Credit Cards
- Buying a Car
- Buying a Home
- Getting out of Debt
- Living within your means
If you need help with creating a budget, I have an ebook that will help you with this. You can also get more in-depth help with my 16 week Budget Bootcamp. Or Enter your name and email address to the right to get my 7 Day Budget Program to help you get started.
If you need help on your budget categories for things that don’t occur monthly, this budget worksheet site has more information. (Please note I am not affiliated with this site, it’s just the most extensive list I’ve found and I’ve been using it since 2005!)
Here are some of my articles that will help you with budgeting:
Living Beneath Your Means: 3 Tips to Manage Your Money and Prioritize Your Spending
Positive Self-Talk Can Help You Conquer Your Financial Goals
10 Ways to Simplify Your Budget and Keep Your Sanity
Budgets for Dummies: Create a Household Budget Template in 5 Easy Steps
Create a Wealth Building System: – 3 Tips to Survive Financially After the Recession
The Best Financial Advice You Will Ever Receive
My Top 10 Saving Money Tips For Women – Easy Enough For Anyone To Do
Paying Yourself First – Why You Should Build an Emergency Fund
Two Words That Can Cause The Most Damage To Your Budget – “It’s Only”
The Jenny Pincher Youtube Channel
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