It’s Financial Literacy Month! Check out these Personal Finance Video Blogs

Steve at Money Plan SOS has been doing an awesome series of videos for Financial Literacy Month. Here is Steve telling a little more about it:

April is National Financial Literacy Month, that time of year we set aside a few minutes to learn how money really works and apply new-found lessons to our financial lives.

This year I have gathered together with over a dozen Personal Finance Bloggers to promote financial literacy with 2-minute videos about a variety of topics such as Kids & Money, Roth IRA, or what do you do with a room that has no room?

I was featured on the April 12th video, and my topic was the time value of clipping coupons. Take a look here and leave a comment and let me know what you think!!

Why TLC’s next TV Series Should be called “Extreme Couponing Etiquette”

Sigh. Today was my first Sunday back in the swing of things after moving. I got my paper delivered on Saturday and scanned through the ads. I didn’t see much that I needed this week since every item I own is fresh in my mind after moving. But there was 1 thing I wanted to get at Walgreens. So I got up early and made it to the store around 9 (this particular store opened at 8).

Bare shelves for the item I needed.

Sigh.

Walgreens #2. Same scenario

Walgreens #3. Same scenario.

Now I”m downright pissed. Seriously?

I finally make it to Walgreens #5 and find what I need. But that was only because  they have a policy for one transaction per person. Thank goodness, this was the last store I was going to, I was just going to give up!

But really, I have to go to 5 different Walgreens the first morning of a sale to find what I’m looking for? Say it ain’t so! TLC, take these “extreme couponers’ you’ve created and sit them down and explain to them how real couponing works! Those of us that have been doing it FOR YEARS, before it was cool, know the rules. We were all able to play quite nicely with each other before your show came along.

If TLC were to come up with a show on coupon etiquette for all those “extreme couponers” out there, this would be my topic list:

TLC’s Extreme Couponing Etiquette Show Topic List:

  • Don’t clear the shelves! If you want more than one item that has a reigster rewards, ECB etc, GO TO DIFFERENT STORES like the rest of us!
  • Don’t stand in the aisle with your coupon binder, 5 kids and husband with coupons pouring out of your fists. Get out of the way and let the rest of us look. You rolled your eyes at us years ago when we did it, now we see you do it and it’s not cool. Move over please.
  • Don’t clear the shelves! Yes this concept needs reinforced because it applies to each and every one of you who don’t think it applies to you. You won’t get on the show. Just buy what you need and let the rest of us get our share too.
  • Don’t ask to do multiple transactions at the same store on a Sunday morning with or without a crowd in the store. Not only is it annoying but you are missing the point of getting a deal. The point is not to piss of Walgreens employees so you are not put out by going to different stores. Use the deal as it’s intended.
  • DON’T CLEAR THE SHELVES!!!!

A few months ago, I wrote about  this As A Former Extreme Couponer, Even I Get Annoyed With The Big Binders and Multiple Transactions but today just really pissed me off. I couldn’t get ONE item today because the shelves had been cleared!

While I am happy people are finally catching on to coupons, too many people are taking advantage of it and ruining it for the rest of us. If you could tell TLC to do a show on coupon etiquette, what would your topic list be?




As A Former Extreme Couponer, Even I Get Annoyed With The Big Binders and Multiple Transactions

Well it looks like TLC’s Extreme Couponing show has hit a nerve lately. Never have I seen so many coupon binders proudly displayed in shopping carts. I used to feel like an idiot when I had my binder out! People would just stare at me with a look of “what is wrong with HER” on their face! Now it seems like everyone has one.

{Warning! The rest of this post consists of a rant about coupons! Be prepared to be offended (haha not really)}

I went to Walgreens yesterday morning, as usual, making my Sunday coupon run. I generally try to get there around 9 or 10 in the morning but I was running late.  On top of that it was Mother’s Day so it was extremely crowded with last minute shoppers. Ugh! My worst nightmare!

{Sidenote: If you don’t know me that well I hate crowds and will do almost anything to avoid them! Especially at Walgreens!}

So I’m going along with my short list of items (4 things) and every thing I go to get is out. Ok this is annoying, considering it’s the first day of the sale and only about 3 hours after the store has opened. That usually means someone has came in and cleared out the shelves. MY PET PEEVE! Leave some for the rest of us why don’t you!

Even when I was at my extreme couponing peak, I never cleared the shelves of an item. If I had 10 coupons and there were 10 items, I’d still leave some for the others!

So I’m going back through Walgreens and looking for my last item hoping to at least get one thing on my list.

And then I encounter it.

The woman standing in the aisle I am trying to get to, with her family, trying to organize her binder, look for items and talking to her kids/husband/and on the cell phone! The kids were screaming the whole time “are we going to get our filler item?!” (for those that don’t know Walgreens slang, that’s a small item you add to your purchase so your coupons equal the number of items you have and the deal will go through).

OMG.

I was so beyond annoyed at this point. I looked at this lady’s cart and it was FILLED to the brim with all the sale items for the week. Ok it’s one thing to get a deal, but to come in and clear out the shelves 3 hours after the store open is just down right rude!

By this point, I can’t get out of the store fast enough.

I circle around waiting for them to leave and end up finding 1 item on my list (put in the wrong spot, I just happen to see it) so I go up to the register to pay. Of course at the same time, here comes the shelf clearer and starts piling her items up on the counter, asking for multiple transactions! Her kids are still screaming, the store is so crowded and the line to check out was stretched out 10 people long!

I love coupons and finding a great deal, but there are times I get downright mad when people take advantage of the way it works. It’s just plain rude to come in and clear out the shelves first thing in the morning, then ask for multiple transactions while the store is packed! Use common sense people!

When I volunteered to help with storm clean up, I talked to some Walgreens managers who I just happened to be in line next to. They told me they don’t mind people using coupons but when you come in, demanding multiple transactions after they clear the shelves, they get a little mad. Well, I’m here to tell you, I do to!

If you use coupons, use common sense and be courteous to other shoppers. Instead of clearing the shelves at one store, why don’t spread your spending around and go to multiple stores so the rest of us can get the 1 item we came in to get!

People!

Ok and that’s my rant for today lol…….

What about you, do you have an experience with an extreme couponer who was just down right ridiculous?! Leave a comment and let me know!

Photo Credit: Image: Ambro / FreeDigitalPhotos.net




Reader Input: Do You Search for Discount Codes Before Buying Online?

Before I order anything online, I always search for a promotional code to see if I can get some additional savings. In the past, taking a few minutes to do this,  has saved me a lot of money.

I’ve been able to get an exercise dvd set for 1/2 price just because I searched for a coupon code. Many times I am able to get free shipping and a few times I have gotten some extra “freebies” by typing in a promotional code.

How do you search for promotional codes?

I have a set of terms I usually try when I’m looking for promo codes. These terms include:

  • promotional code {insert store name}
  • promo code {insert store name}
  • coupon code {insert store name}
  • discount code {insert store name}

So what about you, do you take a few minutes to find promo codes before you shop online? If so, how has it benefited you?

Interested in finding more coupon codes online? Check out http://www.shopkortingscode.nl/ for more great coupon codes.