Hi! I’m Jenny, the creator of The Jenny Pincher. Thanks for stopping by my page!
I am a former banker turned IT consultant by way of my personal finance blog..and let me explain what that means. Back in 2007-2009, I was laid off a total of 3 times in 2 years. I was beside myself because I didn’t know what to do or where to turn. That was in the early days of blogging and there wasn’t a lot of personal finance info for single women. This frustrated and annoyed me since most blogs were geared towards people with kids and families.
I had a lot of free time on my hands so I decided to started this blog to talk about my journey, specifically as it relates to single women and finances. I had no experience blogging or any idea what I was doing (that was half the fun!). I created the website, The Jenny Pincher, as a resource for single women looking to get out of debt and build wealth.
I spent a few years figuring out things like coupons, budgeting and saving so I could share this information with other women. I started this blog so I could meet, network and give back to other women who are in the same situation I was.
That was nearly a DECADE ago, I can hardly believe that now!
I could never have imagined all the amazing things that have happened to me over the past 10 years as a result of having this blog. Here are just a few of the highlights:
- I hosted a podcast for about a year called The Smart Girl’s Guide to Life & Money. It’s still on iTunes, you can check it out if you are interested.
- I had a pilot for a reality TV show submitted but chickened out and gave up before it went anywhere.
- I created a Budget Bootcamp, a few ebooks and career & became a Lifestyle Design Coach (all while working a full time job!)
- I’ve been featured on various blogs, podcasts and around the internet over the past 10 years since I started my blog. Most recently I have been added as an expert contributor to AOL.com’s Finance Collective.
Quick timeline about where I am today. For the past 9 years my blog has been focused on personal finance- mainly getting out of debt and building wealth. Funny story, when I started the blog, I was laid off and had no web or technical experience. I taught myself everything I know about web design and I credit that to how I ended up working in IT consulting for the past 6 years! More on that later.
My blog has evolved as I’ve evolved and in May of this year I moved into coaching other women on career and lifestyle design.
- I did a 5 day coaching challenge, fell in love with the process and how much I could help other women who have struggled just like me
- From there I enrolled in a 6 month coaching program
- Positive things started happening as I was moving into my flow!
- I became a career coach at my full time job (talk about synchronicity)
- I’ve been working with women since May coaching on career, finances and overall lifestyle design
- I had people I was coaching at work that quit and still want to stay in touch with me for my coaching programs
I love the topic of personal finance and sharing this information with other people. I have done a little bit of everything in the financial industry over my career. I was a lender for 7 years handling commercial, consumer and residential loans. I was also licensed to sell life/health and property/casualty insurance in the state of MO. I have an undergraduate degree in Ag-Business with a minor in Agronomy and a MBA from Lindenwood University. In addition to this website, I work full time as an IT Consultant, maintaining this blog and my coaching business.
I taught a self-developed budgeting course at the community college called “The Basics of Budgeting”. I loved teaching this class and sharing my knowledge on saving money. I got the idea from my days as a lender, people would come into my office and ask me “how much can I afford for a house”? WHAT?!?! You should know this!!! I was shocked people put so much trust in the lender to tell them what to buy. It really bothered me too. So after some planning and more planning…I created the class and had a pretty successful run teaching it for 4 years. I’ve also done budgeting counseling through my church and spoke for women’s financial education seminars.
As I mentioned earlier, I taught myself everything I know about creating this website. So if it’s not exactly perfect, now you know why! I like to learn new things and I don’t mind teaching myself. It’s kind of fun to learn that way.
Since I graduated from college and started working, I have been focused on getting out of debt and saving money. I tried to follow the latest trends and read as much as I could, but to tell you the truth, it was confusing. I also didn’t have the time to possibly read everything that was out there and it was hard to keep up.
All of that changed when I started thinking about money from a different perspective. Not only did I want to get out of debt, but I wanted to start building wealth for myself. I used to think that building wealth was just for rich people. Then I realized anyone, on any income, can start building wealth. It’s just a matter of making the decision to do so.
As of writing this update about myself (October 2016), I’m paying off my last little bit of debt and will soon be debt free (except for my house which I will work on next). What a great feeling that is!!
My specialty is in helping women find their passion and joy for life again WITHOUT the pain and struggle they might be experiencing right now. I hope my story and blog posts can help inspire you to get proactive with your financial situation.
The realization I had about both debt and building wealth have really changed my financial outlook and I want to share that with as many women as I can in my lifetime. I would love to network with like minded people and get the word out! Feel free to contact me, I would love to chat and hear your story!